Checking & Savings

Business Savings

Business Prime Share

This account establishes Credit Union membership. A $5.00 opening and minimum balance is required, and represents the member's share of ownership in the Credit Union. Dividends are paid quarterly, and there is no monthly service charge. This account permits unlimited in-person withdrawals and deposits with no prior notice. Access your account free online with shareNet, or UNO, our automated telephone response system.

Business Regular Share

For members who need more than one savings account, the Business Regular Share is available.  Permitting unlimited in-person withdrawals and deposits with no prior notice, this account pays dividends quarterly.  Access is available free online through shareNet, or by telephone with UNO, our automated telephone response system.  A minimum balance of $1.00 is required, and there is no monthly service charge.

Business Premium Savings

For business members who maintain higher balances, this account pays higher yields based on higher balances. With unlimited in-person withdrawals and deposits with no prior notice, and no monthly service charges, the Business Premium Savings is the perfect place to keep those extra funds.  Dividends are paid quarterly based on the balance in the account, and only $1.00 is required to open the account.  This account cannot be used for Overdraft Protection for other accounts.  Access the account free with shareNet, our online account access, or UNO, our automated telephone response system.  There is no monthly service charge.

Share Certificates

NSWC FCU offers a variety of high-yielding Share certificates with terms of six months, nine months, one, two, three and five years. A minimum deposit of only $500 is required. The dividend on six-month and nine-month certificates is paid at maturity. Dividends on other certificates are paid and compounded quarterly.